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Villa Purchase Guide

(This section applies to new build only)

Repayment (life-policy-free) mortgages secured on either your UK home or the villa you are buying, for up to 65% of the purchase price, can be arranged. The term is up to 25 years. The loan can be in any currency and the interest charged is currently around 4% (Euro).

For our Mortgage Calculator click here 

Paying for your villa

Our villas are bespoke and not off-plan purchases. To give you peace of mind we facilitate your plot title to be transferred to you before we begin construction of your villa. Not only does this place you in control, it also has the added benefit of enabling you to swiftly obtain a Spanish bank mortgage if ever you want one and whenever you choose.

Stage payments:
Plot purchase

- 1st payment at decision: 14,000 €. Reservation payments to our company come with legal protection
- At contract signing: plot price less reservation payment. This follows approval from your solicitor.

Monte Pego Spanish Villas, resales - The most beautiful residential community in the Costa Blanca North of Spain - Spanish Property, Villas in Spain, spanish villa, re-sales, retirement

Villa construction. 9 to 12 months
- Contract signing: 10% of construction cost
- Project sign-off 20% of construction cost. A mortgage can be obtained after this stage
- Foundation 30% of construction cost
- Roof 30% of construction cost
- Completion 10% of construction cost

Contracts are fixed in price and are written in Spanish with an English translation. All plots are freehold.

Foreign currency
Foreign Currency Direct is our currency dealer. FCD charges less for transfers and give improved rates of exchange over other sources. FCD hold the funds of Monte Pego clients in a secure client account. To obtain a quote: Tel: 0800 328 5884 and quote ref: RA-Pego-P or send an email to:

We recommend that, for your own peace of mind, you use a bonded solicitor in order to transact your purchase. We will be happy to pass on details of solicitors recommended by our clients.

Plot only: Buy the plot now and contract the villa whenever you are ready.

All new properties are structurally guaranteed for ten years and for minor defects for 1 year.

After Sales Service
For JUAN PORSELLANES, the completion of your villa is not the end of the story but the beginning of a new relationship. Their staff can help you with such matters as removals and furnishings and advice regarding schools in the area along with any other information you may require.

Choosing a plot
This section attempts to explain how you may choose a plot enabling you to have a much larger villa without it costing proportionally more. Generally speaking, the best plots tend to be sloping as this ensures that other villas do not obscure your views. Also, terraced gardens and villas look prettier as they are more typically Spanish. However, the greatest advantage gained by a sloping plot is that it enables you to have a villa that can utilise a lower floor. This is because it will be necessary to build (at no extra cost to you) an elevation upon which the main part of the villa sits. The amount of extra space you can gain from the lower floor depends on the gradient of the plot.

Let us assume, for example, that you have chosen a plot with approximately 25 degrees of gradient and a villa type Alegria; which is a three-bedroom, 2-bathroom villa of 111.7m2 costing £114,583 (at 1.2€/£) plus the land, terrace and pool. For an additional £23,000 approximately, you could have a lower storey under build with a space gain of around 40m2. This lower area is finished off externally with a window and entrance door. The interior however, is left unfinished, but has electricity and full ceiling height enabling you to extend into this area in later years. This lower area can be used either as an additional living area or partly as a garage or can even be arranged as an entirely separate accommodation unit with sufficient space for a 2 bedroom self contained guest apartment.

Monte Pego Spanish Villas, resales - The most beautiful residential community in the Costa Blanca North of Spain - Spanish Property, Villas in Spain, spanish villa, re-sales, retirement

Viewing & Inspection tours
You are shown around individually, not in large impersonal groups. Before selecting your villa, you will first want to look at the various areas and properties available. For those clients who already know the area and simply wish to choose a particular site and design of villa, we arrange inspection tours where the emphasis is on spending time on the site with technical experts.

However, if you do not know the area, we realise that before you can seriously consider a property, you must also tour the area to decide whether it is for you. We therefore also provide guided tours which include the non-tourist parts of the area. In either case, we can advise on flights to either Alicante or Valencia Airport from where your tour commences. There you will be met by friendly and helpful staff and either accommodated in a good quality hotel in Denia or, if available, in a villa which could be similar to the one you area considering.

Tours come without obligation to purchase.
The cost of return air travel for a 2, 3 or 4 day trip is £100/£200 per person (normally around £140) depending on the time of year. This amount is for the cost of the return flight, the payment of which is processed by the airline or tour operator chosen. Hotel B&B, transfers in Spain and guided tour are courtesy of Juan Porsellanes. We, or course, can guide you through this process.
NB. In conformance with ATOL regulations, any flight booking payments you pass to us are processed by the tour operator.

Click here
to go straight to the inspection trip booking form.

Finally, unless it is unavoidable, we advise against on the spot commitments when viewing overseas property. Decisions should be made after your trip following careful deliberation.

LRAU - Valencia Land Grab Issue
UK solicitors Baily Gibson & Co, Tel +44 (0)1494 672661, have stated the following: "PLOTS IN MONTE PEGO ARE NOT AFFECTED BY THE NEW VALENCIA URBANISTIC LAW" (also known as Land Grab). Monte Pego was urbanised in 1974. As before, property in Monte Pego can continue to be purchased, with confidence.

Monte Pego Spanish Villas, resales - The most beautiful residential community in the Costa Blanca North of Spain - Spanish Property, Villas in Spain, spanish villa, re-sales, retirement

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Sales enquiries:
Galerie Ltd
Moor Place, Fore Street, Moorgate, London EC2Y 9DT

t: +44 (0) 20 8920 9414


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